Three desks. One account.

Know exactly what
you are holding.

Global equity and commodities, the artificial intelligence value chain, and fixed-term certificates of deposit. Every instrument has its own deposit tiers and its own page explaining, in plain terms, what the position actually signifies — before you commit a penny.

40 instruments across two desks · certificates from $1,000 · no advisory fee on deposits

20
Equity & commodity instruments
20
AI value-chain positions
2
Certificate account types
6.70%
Top fixed CD rate, 60 months
Where your deposit can go

Three desks, priced separately

Each desk sets its own minimums, its own holding periods and its own risk profile. Blue-chip equity is not priced like pre-IPO AI exposure, and neither is priced like a deposit with a rate fixed on day one.

Certificates of deposit

Single and joint, handled separately

The two account types are not variations of one product. They differ in who can instruct, what happens if a holder dies, what the minimums are, and what rate you are offered.

Single Account

One holder, one signature, full control

A certificate held in one name. You alone fund it, set the term and receive the proceeds at maturity.

$1,000 from
4.10%–6.40% fixed
5 terms
Open the single account section
Joint Account

Two holders, shared ownership, survivorship rights

A certificate held in two names, with both holders owning the whole deposit rather than a half each.

$2,500 from
4.25%–6.70% fixed
5 terms
Open the joint account section
A sample of the catalogue

Every instrument has a brief

Click any position to read what it signifies, what actually drives it, and the deposit amounts attached to it.

All 20 stocks All 20 AI positions

VirginWoods Holdings covers the whole market

Equities and commodities, the artificial intelligence value chain, and fixed-term deposits — held under one account, on one set of statements.

NYSE
NASDAQ
LSE
HKEX
TADAWUL
NSE
Our team
Why choose us

An investment you can actually explain

Every position carries a written brief. You should be able to say what you hold, what moves it and what can go wrong — before you commit, not after.

  • A brief on every instrument

    Forty positions, each with a plain explanation of what it signifies and what drives it.

  • Illiquid positions flagged

    Five AI names are private companies with no public shares. They are marked Pre-IPO wherever they appear.

  • Risk next to the number

    Minimums, holding periods and rates sit alongside what they cost you in flexibility.

How it works

From account to position in four steps

Open an account

Register, verify your identity, and choose whether you are opening in one name or two.

Choose an instrument

Read the brief on any of the 40 positions, or pick a certificate term.

Select a deposit tier

Each tier sets its own minimum, its own holding period and how the position is managed.

Fund and track

Deposit, then follow the position from your dashboard with statements at every interval.

Created by professionals. For professionals.

Read what a position means before you fund it. Every instrument carries its risks beside its numbers.